Texas Speeding Ticket Costs
State Citation Reference & Guidelines|Verified: 2026-06-30
Quick Reference Summary
Texas Citation Profile
How to Handle Your Texas Speeding Ticket
Estimate your total expenses (including the estimated 22% insurance premium increase over 3 years) using our interactive fine estimator. Respond to the ticket within 30 days to avoid a $50 late fee or suspension.
Fines by Speed Exceeded
Ticket fine amounts in Texas scale incrementally based on how fast you were driving above the posted speed limit.
Speeding Ticket Cost Breakdown by MPH Over
Select common speeding increments to view exact point assessments, typical insurance cost impacts, and criminal misdemeanor thresholds in Texas.
| Speed Exceeded | Est. Fine Amount | Points Assessed | Est. 3-Year Insurance Increase | Misdemeanor? |
|---|---|---|---|---|
| +5 MPH Over | $150 | 2 Points | +$1188 | No |
| +10 MPH Over | $165 | 2 Points | +$1188 | No |
| +15 MPH Over | $215 | 2 Points | +$1188 | No |
| +20 MPH Over | $265 | 2 Points | +$1188 | No |
| +25 MPH Over | $300 | 3 Points | +$1188 | No |
| +30 MPH Over | $300 | 3 Points | +$1188 | No |
§ Criminal & Misdemeanor Risk
Driving 95 mph or more, or driving 20 mph or more over the limit, can trigger a Reckless Driving charge, which is a misdemeanor in Texas carrying up to 30 days in jail.
§ License Points & Record Duration
Accumulating 4 or more moving violations in 12 months, or 7 or more in 24 months, triggers a license suspension review.
§ Traffic School Eligibility
Defensive driving course can dismiss one ticket every 12 months, preventing points from hitting the record. Must request before the court date.
§ Deadlines & Late Fees
You must respond or pay within 30 days of citation issuance. Failure to pay within 30 days triggers a default judgment, license suspension warning, and referral to collections which adds a 30% collection fee.
§ Out-of-State Drivers & Compact Rules
Texas reports citations via the Driver License Compact (DLC).
As a participating member of the DLC, Texas will automatically report speeding and other moving violations back to your home state's licensing department (DMV/BMV). The violation points and records will be applied to your home state license according to your state's local conversion rules.
County Court Payment Portals
Select your local county court below to check ticket records or pay fines online directly through government portals:
Other State Speeding Fine Guides
Select another verified state guide below for fine rates and license point limits:
Frequently Asked Questions
How much is a speeding ticket in Texas?
In Texas, speeding tickets typically cost between $150 and $300 depending on your speed. Fines vary by municipality and court fees. Maximum state base fine for a first offense is $200 unless in a construction zone.
How many points is a traffic ticket in Texas?
Speeding violations in Texas assess between 2 and 3 points on your license record. Accumulating 4 or more moving violations in 12 months, or 7 or more in 24 months, triggers a license suspension review.
Is speeding a misdemeanor in Texas?
Driving 95 mph or more, or driving 20 mph or more over the limit, can trigger a Reckless Driving charge, which is a misdemeanor in Texas carrying up to 30 days in jail. Driving at speeds over 95 mph can lead to reckless driving or excessive speed charges, which are criminal misdemeanors.
Does a speeding ticket affect your insurance in Texas?
Yes. Speeding tickets in Texas typically increase auto insurance premiums by an average of 22%. This increase is calculated on your premium for up to 3 years.
Will a speeding ticket affect my out-of-state license?
Yes. Texas is a member of the Driver License Compact (DLC) and reports all moving violations to your home state DMV. Your home state DMV will apply local points and record guidelines.
Verified Reference Statutes
- Cited directly from: Texas Transportation Code Section 542.401 (State legislative or department of motor vehicles domain)