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Mississippi Speeding Ticket Costs

State Citation Reference & GuidelinesVerified: 2026-06-30

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Quick Reference Summary

Mississippi Citation Profile
Cost Range
$120–$200+
Includes base court fees
Points Assessed
0 Pt
Assessed on DMV record
Misdemeanor Limit
100+ MPH
Criminal reckless limit
Record Length
3 Years
Insurance pricing impact
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How to Handle Your Mississippi Speeding Ticket

Estimate your total expenses (including the estimated 19% insurance premium increase over 3 years) using our interactive fine estimator. Respond to the ticket within 30 days to avoid a $50 late fee or suspension.

Fines by Speed Exceeded

Ticket fine amounts in Mississippi scale incrementally based on how fast you were driving above the posted speed limit.

1–9 MPH Over$120 Fine | 0 Points
10–19 MPH Over$150 Fine | 0 Points
20–99 MPH Over$200 Fine | 0 Points
§Note: Fines vary by local municipality and court fees. Maximum base fine under state law is $100 plus court costs.

Speeding Ticket Cost Breakdown by MPH Over

Select common speeding increments to view exact point assessments, typical insurance cost impacts, and criminal misdemeanor thresholds in Mississippi.

Speed ExceededEst. Fine AmountPoints AssessedEst. 3-Year Insurance IncreaseMisdemeanor?
+5 MPH Over$1200 Points+$1026No
+10 MPH Over$1500 Points+$1026No
+15 MPH Over$1500 Points+$1026No
+20 MPH Over$2000 Points+$1026No
+25 MPH Over$2000 Points+$1026No
+30 MPH Over$2000 Points+$1026No
*Insurance estimate based on a standard driver profile with a $150/month base premium. Actual insurance premium increases depend on your carrier, past driving history, and local underwriting guidelines.

§ Criminal & Misdemeanor Risk

Driving over 100 mph or recklessly is a misdemeanor, which can carry jail time of up to 10 days on a first offense.

⚠️Driving 100 mph or more triggers misdemeanor charges, potential immediate arrest, and license suspension.

§ License Points & Record Duration

Mississippi does not use a point system. Based on habitual violator rules: 3 speeding violations in 12 months results in suspension review.

ℹ️Points remain active on your Mississippi driving record for insurance underwriting calculations for up to 3 years.

§ Traffic School Eligibility

Defensive driving school once every 3 years is allowed to dismiss points and keep ticket off the public record.

§ Deadlines & Late Fees

You must respond or pay within 30 days of citation issuance. Failure to pay triggers license suspension warning and collections referral.

§ Out-of-State Drivers & Compact Rules

Mississippi reports citations via the Driver License Compact (DLC).

As a participating member of the DLC, Mississippi will automatically report speeding and other moving violations back to your home state's licensing department (DMV/BMV). The violation points and records will be applied to your home state license according to your state's local conversion rules.

County Court Payment Portals

Select your local county court below to check ticket records or pay fines online directly through government portals:

Other State Speeding Fine Guides

Select another verified state guide below for fine rates and license point limits:

Frequently Asked Questions

How much is a speeding ticket in Mississippi?

In Mississippi, speeding tickets typically cost between $120 and $200 depending on your speed. Fines vary by local municipality and court fees. Maximum base fine under state law is $100 plus court costs.

How many points is a traffic ticket in Mississippi?

Speeding violations in Mississippi assess between 0 and 0 points on your license record. Mississippi does not use a point system. Based on habitual violator rules: 3 speeding violations in 12 months results in suspension review.

Is speeding a misdemeanor in Mississippi?

Driving over 100 mph or recklessly is a misdemeanor, which can carry jail time of up to 10 days on a first offense. Driving at speeds over 100 mph can lead to reckless driving or excessive speed charges, which are criminal misdemeanors.

Does a speeding ticket affect your insurance in Mississippi?

Yes. Speeding tickets in Mississippi typically increase auto insurance premiums by an average of 19%. This increase is calculated on your premium for up to 3 years.

Will a speeding ticket affect my out-of-state license?

Yes. Mississippi is a member of the Driver License Compact (DLC) and reports all moving violations to your home state DMV. Your home state DMV will apply local points and record guidelines.

Verified Reference Statutes