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Michigan Speeding Ticket Costs

State Citation Reference & GuidelinesVerified: 2026-06-30

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Quick Reference Summary

Michigan Citation Profile
Cost Range
$115–$210+
Includes base court fees
Points Assessed
1–4 Pts
Assessed on DMV record
Misdemeanor Limit
100+ MPH
Criminal reckless limit
Record Length
7 Years
Insurance pricing impact
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How to Handle Your Michigan Speeding Ticket

Estimate your total expenses (including the estimated 28% insurance premium increase over 7 years) using our interactive fine estimator. Respond to the ticket within 14 days to avoid a $45 late fee or suspension.

Fines by Speed Exceeded

Ticket fine amounts in Michigan scale incrementally based on how fast you were driving above the posted speed limit.

1–5 MPH Over$115 Fine | 1 Point
6–10 MPH Over$125 Fine | 2 Points
11–15 MPH Over$135 Fine | 3 Points
16–25 MPH Over$150 Fine | 4 Points
26–99 MPH Over$210 Fine | 4 Points
§Note: Fines are set locally by district courts. Maximum base fine under state law is $100 plus court costs.

Speeding Ticket Cost Breakdown by MPH Over

Select common speeding increments to view exact point assessments, typical insurance cost impacts, and criminal misdemeanor thresholds in Michigan.

Speed ExceededEst. Fine AmountPoints AssessedEst. 3-Year Insurance IncreaseMisdemeanor?
+5 MPH Over$1151 Point+$1512No
+10 MPH Over$1252 Points+$1512No
+15 MPH Over$1353 Points+$1512No
+20 MPH Over$1504 Points+$1512No
+25 MPH Over$1504 Points+$1512No
+30 MPH Over$2104 Points+$1512No
*Insurance estimate based on a standard driver profile with a $150/month base premium. Actual insurance premium increases depend on your carrier, past driving history, and local underwriting guidelines.

§ Criminal & Misdemeanor Risk

Driving at speeds over 100 mph can be charged as Reckless Driving, a misdemeanor traffic offense with up to 93 days in jail.

⚠️Driving 100 mph or more triggers misdemeanor charges, potential immediate arrest, and license suspension.

§ License Points & Record Duration

Accumulating 12 points in 24 months triggers a re-examination, which can result in license suspension or restriction.

ℹ️Points remain active on your Michigan driving record for insurance underwriting calculations for up to 7 years.

§ Traffic School Eligibility

Basic Driver Improvement Course (BDIC) can keep points off your record. Eligible once in a lifetime if speed was under 15 mph over limit.

§ Deadlines & Late Fees

You must respond or pay within 14 days of citation issuance. Failure to resolve the ticket within 14 days triggers license suspension warning and late penalties.

§ Out-of-State Drivers & Compact Rules

Michigan is a Non-Reporting State for minor out-of-state violations.

Under current policies, Michigan generally does not report minor speeding convictions back to home-state licensing departments, nor does it log out-of-state citations for home drivers unless they involve excessive speeds or criminal misdemeanor charges (e.g. over 100 mph).

County Court Payment Portals

Select your local county court below to check ticket records or pay fines online directly through government portals:

Other State Speeding Fine Guides

Select another verified state guide below for fine rates and license point limits:

Frequently Asked Questions

How much is a speeding ticket in Michigan?

In Michigan, speeding tickets typically cost between $115 and $210 depending on your speed. Fines are set locally by district courts. Maximum base fine under state law is $100 plus court costs.

How many points is a traffic ticket in Michigan?

Speeding violations in Michigan assess between 1 and 4 points on your license record. Accumulating 12 points in 24 months triggers a re-examination, which can result in license suspension or restriction.

Is speeding a misdemeanor in Michigan?

Driving at speeds over 100 mph can be charged as Reckless Driving, a misdemeanor traffic offense with up to 93 days in jail. Driving at speeds over 100 mph can lead to reckless driving or excessive speed charges, which are criminal misdemeanors.

Does a speeding ticket affect your insurance in Michigan?

Yes. Speeding tickets in Michigan typically increase auto insurance premiums by an average of 28%. This increase is calculated on your premium for up to 7 years.

Will a speeding ticket affect my out-of-state license?

Yes. Since Michigan is a non-reporting state, minor out-of-state infractions are generally not reported back to your home state DMV under normal conditions. However, high-speed misdemeanor offences will still be flagged.

Verified Reference Statutes